Designation:
Branch credit manager
Role:
Branch credit manager
Function/Department:
BFSI, Investments & Trading
Industry:
Banking/Financial Services/Broking
State:
Tamil Nadu
City:
Chennai
Vacancies:
1 Nos
Job Type:
Full Time
Salary Per Year:
INR 300,000 To 500,000
Qualification:
Graduate
Course:
NA
Experience:
NA
Languages:
NA
Age Limit:
NA
Gender:
No Preference
Notice Period:
NA
Job Posted:
02 April 2022
Job Description
Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
Verifying the promoters track record & ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term & long term
solvency & liquidity position
To ensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory.
Vendor Management.
To conduct customer meeting to evaluate credit proposal
PDD Tracking and closure
Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Desired Candidate Profile
Graduate/Postgraduate.
3-5 years Credit/Underwriting experience.
Understanding of portfolio metrics.
Strong interpersonal skills which encourages and promotes enthusiasm and team spirit.
Candidate should have Experience in LAP loan, Mortage loan ,Housing loan
Key Skills:
BCM ,credit Executive, Credit Manager, LAP,Housing Mortageloan
Key Skills
BCM,Housing loan,Credit Manager,LAP,Mortage loan
