Branch Credit Manager
Branch credit manager
BFSI, Investments & Trading
Salary Per Year:
INR 375,000 To 600,000
3 to 5 Years
21 April 2022
Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan.
Verifying the promoters track record & ascertaining their credit worthiness.
Analysis of the financial statements of the prospective customer to identify the short term & long term
solvency & liquidity position
To ensure Bounce Rate and Delinquency are within acceptable standards.
Monitor and enforce approval rate and TAT as per prescribed standards.
Monitor and ensure that monthly Branch audit score is satisfactory.
To conduct customer meeting to evaluate credit proposal
PDD Tracking and closure
Compliance to repayment instrument replenishment to ensure regular repayment of EMI
Desired Candidate Profile
4-6 years Credit/Underwriting experience.
Understanding of portfolio metrics.
Strong inter-personal skills which encourages and promotes enthusiasm and team spirit.
Credit Management,Finance Credit analysis,Credit Rating,Credit underwriting,Credit control,Credit risk analysis,Financial analysis